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Why do we need event organizers' liability insurance?

The event organizers' liability insurance protects the event organizers against the financial consequences of a bodily injury or property damage claim for which the organizer is found to be responsible. If, during an open air event a storm break forth or a group of the visitors start a fight and someone gets injured, the question will arise for sure, weather the organizer had done everything in order to avoid such a situation. During an indoor event, there can be several unexpected situation that can result in damage to the building, equipment or furniture. On the festivals, open air concerts damages to the surrounding buildings, parks, environments are also a high risk. All of these kind of claims can be covered by the event organizers' liability insurance.

The event is cancelled - will the insurer pay?

If an event is cancelled, the organizer of the event has to face with two main financial consequences. In one hand, some part of the organizing costs will still have to be paid, on the other hand the projected income / profit will not be realized. The event can be cancelled due to several reasons: bad weather conditions (rain, wind), the unexpected illness or accident of the artists, inaccessibility of the event's place, or even because of a strike. The event-cancellation insurance covers the costs and the estimated net profit as well, if the event is cancelled.

What do we cover under the wedding insurance?

The wedding insurance is an event insurance package that consists of different insurance modules which you can choose from. All the advantages of the event - liability and event - cancellation insurance is combined together. Under the event organizers' liability insurance, the insurer pays for the bodily injury and property damage claims for which the organizer is found to be responsible. Eventually, this module protects the organizer of the event. The event - cancellation insurance covers the costs of the wedding, should the event be cancelled owing to illness or accident. The third module of the wedding insurance covers the damages to the wedding attire, or the equipments. The insurer indemnifies the claimant if the wedding attire (owned or hired) suffers any unexpected, accidental, 'not on purpose' kind of claims. The equipments, sound, light can also be covered, as well as the tents.

VIP party at the Cannes Film Festival

The event insurance package designed by Showrisk provided coverage for the organizer of a VIP party event at the Cannes Film Festival. It is at great importance to bound event organizers’ liability insurance in case if the event is attended by high profile people, like in this case. There can be enormous financial consequences of an unexpected storm or worse, a fire, for the organizer of the event in case if the location is damaged, let alone somebody get injured.

Lady Diana Exhibition - Budapest

The insurance broker of the Diana Exhibition in Budapest is Showrisk. The event organizers' liability insurance taken out on the event, protects the organizer of the event, because the insurer indemnifies the claimants in case of bodily injury or property damage claims during the event, if the organizer's liability is ascertained, by the law.